I entered the mortgage industry 25 years to help people achieve the dream of homeownership. The satisfaction I have is not like any other profession. 

I love working with home buyers. My goal is to make the purchase experience easy and stress-free for my clients. All the upheaval in a home buyer's life is enough - packing, moving, changing utilities and my personal worst, a new day care provider - you just don't need a stressful mortgage process! The same is true to a lesser degree for people who are refinancing. My first priority is to make sure my clients are presented with all available options, allowing them to make an informed decision, that’s right for their financial situation.

I strongly believe in the importance of giving back to the community and have supported Pacifica Rescore Center, Pacificans Care, Daly City Youth Health Center, Pacifica Schools and various veterans’ organizations

On the personal side, I live in Pacifica with my wife Karen, son Zach, daughter Aly and a dog and cat. I enjoy scuba diving, skiing and cooking meals for friends and family. I am former commissioner of Pacifica's Parks, Beaches & Recreation and have served on the Pacifica Economic Development Committee.

Michael Ervin

Production Manager

NMLS #282715

Direct: (650) 409-8794

Branch: (650) 409-8767


State licenses

    CA License #CA-DBO282715